Is this a scam?
Paste a text, email or what a caller said. We show the red flags in plain words. It's checked on your device, and we never see the message.
What to do now
- Don't tap links, reply or call numbers in the message.
- Contact the company or agency yourself, using the number on their official website or your card.
- Forward scam texts to 7726 (SPAM), then delete them.
- Report it at ReportFraud.ftc.gov. Lost money? Call your bank right away.
This checker looks for the warning signs the FTC warns about. It can miss new tricks, and a message with no red flags can still be a scam. When in doubt, don't act on it and call the company yourself.